Using the Pay@Table solution by Ingenico will encourage consumers to pay with debit cards and lower your transaction costs substantially. In many cases, a busy location could receive a payback on their terminal investment in as little as two months. Use the calculation tool to see exactly what your savings could be.

Example:

Number of credit card transactions per day 200
Average ticket (charge) per transaction $35.00
Current credit discount rate 1.75%
Processing fee per transaction $0.10

Total daily cost of transactions is $142.50 on a gross sale of $7,000. per day

If you were able to convert 25% of the credit transactions to debit, you would save $28.12 per day or $843.60 based on a 15 cent fee per debit transaction and a 30 day month.